How to begin

The Owner-Occupied Rehabilitation and Reconstruction Program (OOR) is designed to address homeowners’ unmet rehabilitation and reconstruction needs within federally declared disaster areas.
Grants of up to $500,000 for eligible disasters are available to cover unmet needs remaining if insurance, SBA loans, FEMA, legal settlement, and other resources do not fully cover the cost of rebuilding a home.
To be considered for the ReCoverCA Homeowner program, you must first take our program survey. Once the survey is complete, your situation will be evaluated.
The survey itself is not an application and does not determine award eligibility.

Step 1:  Start by registering with eGrants for 2017 or 2018 Disasters.
Step 2: Complete the Disaster Housing Assistance Survey electronically by selecting either the 2017 or 2018 survey below or download a copy of the survey – English (PDF) / Spanish (PDF) complete manually, and mail, fax, or email to HCD.
Step 3:  Survey response is accepted and reviewed.
Step 4:  Survey is placed into the appropriate applicant prioritization tier.
Step 5:  Tiers 1-4 survey respondents are contacted by their assigned case manager to begin the program application process (Note: The program will prioritize and process applications by the applicant prioritization tiers until all program funds are exhausted.)


Eligible Disasters Include:

October 2017 wildfires: Atlas, Canyon II, Cascade, Cherokee, LaPorte, Lobo, McCourtney, Nuns, 
Patrick, Pocket, Redwood Valley, Sulphur, and Tubbs Fires.
December 2017 wildfires, mudflows, and debris flows: Creek, Liberty, Lilac, Little Mountain, Skirball, Rye, and Thomas Fires.


Eligible Disasters Include:

July through September 2018 wildfires and high winds: Carr and Mendocino 
Complex Fires.
November 2018 wildfires: Camp, Hill, and Woolsey Fires.

Do you know other homeowners who might be interested in this program? Please share the survey link with them!